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Life Insurance Plans
Our life insurance plans offer peace of mind with flexible options that grow with your life.
Whether you’re starting a family, planning for retirement, or looking for reliable healthcare coverage, life happens in every form.
Our full range of insurance services is here to help you protect what you value. We offer everything from affordable life insurance policies to disability, Medicare, and long-term care. We help California residents find the best policy for their needs, lifestyle, and budget.
Term Life Insurance
Perfect for income replacement, mortgage protection, or growing families, our term life insurance is the best way to secure peace of mind while saving on costs. With this, you can enjoy straightforward coverage from 10, 20, or 30-year terms for short- to mid-term coverage needs like mortgage protection or family income replacement at low rates
Whole Life Insurance
Whole life insurance is a permanent protection that never expires throughout your lifetime. With this, you enjoy lifetime coverage with guaranteed premiums and better cash value over time, giving you a financial safety net.
Final Expense Insurance
This is a permanent, low-cost option to remove the costs of end-of-life services. A final expense insurance covers funeral costs and outstanding bills. This is simple to apply for, with no medical exam required.
Return of Premium
What happens if you outlive your term policy? You get your premiums back. Return of premium is a smart way to protect your family. Here, you enjoy full coverage from term life policies and get a financial buffer after the term has expired —all without wasting your investment.
Health and Medical Coverage
We offer affordable health and medical coverage that helps you access a wide range of comprehensive healthcare plans at every stage of your life.
Medical Insurance
Buying medical insurance online can be confusing. Our life insurance agents help you compare the different medical insurance plans available to help you find one that fits your health needs and financial situation.
Medicare Plans
Our life insurance agents are also well versed in helping our clients with unique needs navigate Medicare options with ease. Whether you’re 65 or older or living with a disability, we’ll guide you through Medicare Advantage Plan, Medigap coverage, or Part D for prescriptions. This helps you understand your choices and get the benefits to live a fuller life.
Extended Protection Options
Our extended protection options help you prepare for life’s unexpected events with policies that offer financial support when you need it most.
Disability Insurance
Get coverage with great disability insurance that replaces a portion of your income if you’re unable to work because of injury or illness. Our disability insurance helps you protect your financial future with life insurance for families that maintain your lifestyle.
Long-Term Care Insurance
Long-term care insurance helps cover the cost of care in a nursing home, assisted living facility, or at home. This is a vital insurance solution for seniors or if you want to plan ahead for aging with dignity.
Critical Illness Insurance
Critical illnesses stump you emotionally and put a dent in your savings if you have to pay out of pocket. Our critical illness insurance provides maximum coverage with a lump sum payout if you're diagnosed with a serious illness such as cancer, stroke, or heart disease.
Vision and Dental Plans
We also offer add-ons that make your health coverage better;
Vision Insurance
For everything pertaining to eyesight. Our vision insurance covers eye exams, glasses, contact lenses, and more.
Dental Insurance
Dental visits can be preventive, basic, and major. We offer extensive dental insurance services for individuals and families.